For payment, treasury, risk, and compliance teams

Explain every payment decision.

Kontext creates reviewer-ready evidence for programmable payments — policy checks, sanctions screening, approvals, and immutable audit history across stablecoin, ACH, wire, and card — including flows initiated by apps, workflows, and AI agents.

See a sample case packet

Built for launch reviews, partner diligence, incident reconstruction, and autonomous payment controls

Payment Decision Packet

Compliant

Payment Summary

Amount

$48,200 USDC

Type

Vendor payout

Corridor

US → EU (Base)

Timestamp

2026-03-21 09:14 UTC

Initiation Source

Initiator type

AI agent

Agent ID

treasury-rebalancer-v2

Instruction ref

payout batch #A-449

Policy Checks

Counterparty allowedPassed

Threshold exceeded → dual approval requiredTriggered

Daily volume limitWithin limit

Sanctions Screening

OFAC/SDN checkClear

SDN v2026.03.21 · Checked at 09:14:02 UTC · 38ms

Approval Chain

Treasury Ops

09:12 UTC

→

Compliance

09:13 UTC

→

Execution

09:14 UTC

Evidence Integrity

Digest chain position

#2,341 — chain verified

Content hash

sha256:a4f2c8...7e1d3b

immutable logpolicy versionscreenedinitiation sourceexportable

Built for teams using

Stablecoin rails, wallet infrastructure, payment APIs, and treasury orchestration

The Compliance Gap

Payment infrastructure teams can move money — but can they prove why?

Reconstructing the decision trail for a single flagged payment takes hours of log-diving across systems. Bank partners, auditors, and enterprise customers are asking for more.

Without Kontext

Scattered evidence, manual reconstruction

Logs scattered across 4+ systems with no linkage
"We think we checked" — no proof screening ran before funds moved
Hours to reconstruct a single flagged payment
No exportable evidence for examiner review
No record of which system or person authorized the payment decision

With Kontext

Structured evidence, examiner-ready in seconds

Every payment decision linked in one evidence trail
Proof that screening checks ran before funds moved
Tamper-evident audit trail — every record cryptographically linked
Export a complete case packet for any transaction
Configurable policy controls for payment thresholds and approval workflows

Command Center

What your compliance team sees for every payment

One view across stablecoins, ACH, wire, card, and more — whether initiated by an agent, a human, or a scheduled system.

Compliance Command Center

AmountRailInitiatorFunding SourceTime

$5,200USDC

Stablecoin · Base

payment-agent-v1

Circle Wallet2m ago

$28,000USD

ACH

J. Martinez

Treasury Account8m ago

€4,150EURC

Stablecoin · Ethereum

settlement-v3

Circle Wallet15m ago

$3,400USD

Wire

payout-scheduler

Bank Account ··482122m ago

£890GBP

Card · Stripe

invoice-agent

Stripe Connect31m ago

What Gets Captured

The evidence package for a single payment

Every programmable payment generates a structured compliance record with full decision context — from initiation to execution to export.

Payment Decision Packet

Compliant

Payment Summary

Amount

$48,200 USDC

Type

Vendor payout

Corridor

US → EU (Base)

Timestamp

2026-03-21 09:14 UTC

Initiation Source

Initiator type

AI agent

Agent ID

treasury-rebalancer-v2

Instruction ref

payout batch #A-449

Policy Checks

Counterparty allowedPassed

Threshold exceeded → dual approval requiredTriggered

Daily volume limitWithin limit

Sanctions Screening

OFAC/SDN checkClear

SDN v2026.03.21 · Checked at 09:14:02 UTC · 38ms

Approval Chain

Treasury Ops

09:12 UTC

→

Compliance

09:13 UTC

→

Execution

09:14 UTC

Evidence Integrity

Digest chain position

#2,341 — chain verified

Content hash

sha256:a4f2c8...7e1d3b

immutable logpolicy versionscreenedinitiation sourceexportable

AI-Initiated Payments

Why AI-initiated payments need more evidence

When software makes payment decisions faster, reviewers need better proof — not less.

Autonomy increases speed

AI agents and workflows can initiate or recommend payment actions faster than manual finance operations.

Review pressure increases too

Risk, compliance, and partner reviewers still need to know what checks ran, who approved the action, and what policy was in force.

Logs are not enough

Without structured payment evidence, teams end up reconstructing prompts, approvals, transactions, and exceptions from scattered systems after the fact.

See an AI-initiated payment packet

Initiation Sources

One evidence layer across every initiation path

Track the agent, instruction reference, approvals, and controls applied before an autonomous action moved funds.

Who It Serves

Built for the teams that own compliance liability

From the compliance team running daily reviews to the CEO presenting controls to the board.

Compliance

Prove every check ran. Export audit-ready evidence for examiner review and bank partner due diligence.

Risk & Fraud

Anomaly detection flags unusual patterns before they become incidents.

Internal Audit

Tamper-evident audit trail proves no records were altered after the fact.

Payments Product

Add compliance controls without rebuilding your payment stack. Works across stablecoin, card, and banking rails.

Platform Engineering

One integration point. Captures initiation source, agent identity, and approval lineage — whether payments are triggered by AI agents, orchestration systems, or direct API calls.

Reviewer Questions

Built for the questions reviewers actually ask

Sponsor bank reviewer

Internal auditor

Enterprise due diligence team

Payment Review Readiness Assessment

Could your team survive a real payment review tomorrow?

Assess one payment flow in 3-8 minutes. Identify the evidence gaps most likely to slow launch, partner diligence, or incident response — and get a concrete remediation plan.

Readiness tier and sub-scores

Likely reviewer blockers

Missing evidence artifacts

30/60/90-day remediation plan

No document upload required. Initial results are shown immediately.

Best for stablecoin infra, cross-border payouts, embedded finance, treasury automation, and agentic payment systems

Covers human, API, workflow, and AI-agent initiated payment flows

Audit & Incident Response

When someone asks “what happened?”

When audit, compliance, or a bank partner asks what happened with a payment, Kontext gives you:

Complete event trail

Every action from payment initiation through final disposition, linked in sequence.

Exact decision inputs

The data the system had at decision time — amounts, counterparties, thresholds, context.

Policy results at the time

Which screening checks ran, what rules applied, and whether they passed or flagged.

Approval history

Who or what approved, when, and under which authority — human or automated.

Linked execution evidence

Transaction hashes, payment references, and settlement confirmations tied to the decision.

Exportable case packet

One-click export of the full evidence package for examiner review or partner diligence.

Where Kontext Fits

An evidence layer across your payment stack

Your Payment Stack

Payment Agents & Automation
Wallet APIs
Payment Orchestration
Card Platforms
Banking APIs
Stablecoin Rails

Kontext

Evidence Layer

OFAC Screening
Decision Context Capture
Evidence Logging
Tamper-Evident Chain (Patented)
Audit Export

Evidence Store

Audit Trails
Case Packets
Compliance Reports
GRC / SIEM Export

Kontext doesn't touch funds. Read-only evidence capture.

Kontext doesn't replace your sanctions vendor, case management system, payment processor, ledger, or wallet provider. It sits across them as the evidence layer.

Integrations

Kontext works across your existing payment infrastructure

Wallets3 Ledgers2 Sanctions Providers3 Case Systems2 Data Warehouses2 Approval Systems2

What We Are

Kontext is the evidence layer, not a replacement

Kontext is not a fraud engine, banking core, or payment processor. It is the evidence and controls layer that explains payment decisions across your stack.

Payment Processor

Moves money

Fraud Tool

Scores risk

Kontext

Proves the decision context

Pricing

Priced like a controls product, not a logging meter

Annual platform fee based on payment decisions monitored — the unit your compliance and risk teams already think in.

Starter

For teams preparing for launch or first partner review

1 production environment
Capped monthly payment volume
OFAC screening (built-in SDN)
Tamper-evident audit trail
JSON + CSV audit export
Standard evidence retention

Book a demo

One integration. Full evidence trail.

Wrap your payment call once — whether it's triggered by an autonomous agent, an orchestration engine, or a direct API call. Kontext records the decision context around every transfer or payout.

payment-handler.ts

const result = await ctx.verify({
  txHash: transfer.hash,
  chain: 'base',
  amount: '28000',
  token: 'USDC',
  from: sender,
  to: recipient,
  agentId: 'treasury-v2'
});

What happens automatically

OFAC sanctions screening runs

Against latest SDN list, result recorded with timestamp

Decision context captured with cryptographic proof

SHA-256 hash of payment purpose, scope, and limits

Evidence joins tamper-evident chain

Each event linked cryptographically to the previous

Audit-ready export available

JSON or CSV case packet for any transaction

Developer Integration

SDK, CLI, or API — however your team builds

Developer implementation: SDK wrap, CLI commands, or direct API integration.

$WHAT IS KONTEXT

Compliance evidence SDK for programmable payments. One call — verify() — captures intent, runs OFAC screening, logs the payment into a tamper-evident digest chain, and returns a structured compliance result. Works across stablecoins, ACH, wire, card, and SEPA rails.

$INTEGRATE IN 3 STEPS

1. npm install kontext-sdk
2. Kontext.init({ projectId: '...', environment: '...' })
3. await ctx.verify({ txHash, rail, amount, currency, from, to, initiator })

$STABLECOIN PAYMENT

stablecoin-transfer.ts

const result = await ctx.verify({
  txHash: '0xabc...def',
  rail: 'stablecoin',
  chain: 'base',
  amount: '28000',
  currency: 'USDC',
  from: '0xTreasury',
  to: '0xVendor',
  initiator: { id: 'treasury-agent', type: 'agent' },
  fundingSource: 'Circle Wallet',
});

$ACH / WIRE / CARD PAYMENT

fiat-transfer.ts

const result = await ctx.verify({
  txRef: 'ACH-2026-03-19-0042',
  rail: 'ach',
  amount: '15000',
  currency: 'USD',
  from: { account: '****4521', institution: 'Chase' },
  to: { account: '****7890', institution: 'Wells Fargo' },
  initiator: { id: 'j.martinez', type: 'human' },
  fundingSource: 'Treasury Account',
});

$SUPPORTED RAILS

StablecoinACHWireCardSEPA

$SUPPORTED CHAINS (Stablecoin)

basearcethereumpolygonarbitrumoptimismavalanchesolana

$SUPPORTED CURRENCIES

USDEURGBPSGDINRAEDUSDCUSDTEURC

$INITIATOR TYPES

agent — autonomous AI systems, bots, service accounts
human — staff, treasury operators, approvers
system — scheduled jobs, reconciliation, settlement engines

Programmable payments need evidence. Autonomous payments need even more.

Kontext helps teams explain every payment decision — including actions initiated by AI agents, workflows, and APIs.

See sample packet Explore AI agents use case