Use Cases

Compliance evidence for every payment workflow

Your compliance team gets examiner-ready evidence wherever programmable payments flow \u2014 stablecoin treasury, cross-border, embedded finance, and OCC/FinCEN examination response.

Stablecoin treasury and payouts

Stablecoins settle in seconds, irreversibly. Your screening window went from hours to zero — and stablecoins accounted for 86% of illicit crypto flows in 2025 ($141B, TRM Labs). Treasury agents moving USDC need pre-execution proof, not post-hoc logs.

  • Payment decision record with approval chain
  • OFAC screening evidence with timestamps
  • Tamper-evident audit trail across all payouts

Cross-border disbursements

Multi-rail cross-border flows generate compliance evidence in different formats across different systems.

  • Unified evidence format across CCTP and fiat rails
  • Travel Rule compliance records for $3K+ transfers
  • Cross-chain transfer lineage with screening proof

Embedded finance and BaaS controls

Your sponsor bank’s examiner doesn’t distinguish between your transactions and theirs. When Bank of America got a cease-and-desist for monitoring gaps, every downstream partner felt it. Embedded platforms need per-transaction compliance evidence that survives the bank’s own exam.

  • Per-transaction compliance evidence for bank review
  • Policy version capture at decision time
  • Examiner-ready export for partner diligence

Agentic payments controls

AI agents and automated workflows can initiate payments faster than manual finance operations — but reviewers still need evidence of what controls ran.

  • Agent / workflow identity
  • Approval rules and overrides
  • Reviewer-ready export

Examination & incident response

When an examiner sends a first-request letter or an incident triggers a lookback, your team has days — not weeks — to produce evidence from systems that were never designed to work together.

  • Pre-assembled evidence packets for common examiner request categories
  • Incident reconstruction from structured records, not raw logs
  • FFIEC Appendix H alignment for standard request letter items
  • Lookback support with historical policy version and screening records

See how Kontext works for your payment flow

Every payment decision gets a structured evidence record — policy checks, screening results, and cryptographic proof.