Guide

Incident reconstruction for programmable payments

When a payment is flagged, disputed, or goes wrong, you need to reconstruct what happened — who approved it, what checks ran, and whether the right policies were in force. That process shouldn't take hours.

Why incident review is slow

Most payment teams store compliance evidence across multiple systems: transaction data in one database, screening results in another, approval records in chat or email, and policy configurations in version-controlled config files. When an incident happens, someone has to manually correlate data from all these sources, reconstruct the timeline, and produce a narrative for stakeholders.

This process takes hours or days — time you don't have when a partner is asking questions or a regulator needs a response. The risk isn't just speed: it's that the reconstructed timeline might be wrong, incomplete, or impossible to verify.

Incident case packet

Kontext produces a complete case packet for any payment in seconds — no log-diving required.

Payment Decision Packet
Compliant
Payment Summary

Amount

$48,200 USDC

Type

Vendor payout

Corridor

US → EU (Base)

Timestamp

2026-03-21 09:14 UTC

Initiation Source

Initiator type

AI agent

Agent ID

treasury-rebalancer-v2

Instruction ref

payout batch #A-449

Policy Checks
Counterparty allowedPassed
Threshold exceeded → dual approval requiredTriggered
Daily volume limitWithin limit
Sanctions Screening
OFAC/SDN checkClear

SDN v2026.03.21 · Checked at 09:14:02 UTC · 38ms

immutable logpolicy versionscreenedinitiation sourceexportable

How Kontext makes reconstruction instant

  • Every payment decision is captured as a single, structured record at execution time — not reconstructed later
  • Screening results, approval chains, and policy checks are bound to the payment record with timestamps
  • The tamper-evident digest chain proves the record hasn't been modified after the incident
  • Case packets export in structured formats for internal review, partner response, or regulatory filing

How fast could you reconstruct an incident?

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